Monday, September 3, 2012

How the district iPad insurance plan works

Over 1,500 students are borrowing iPads this school year just like they borrow their textbooks and other class materials.  However, the financial liability of a $400 iPad is a little scary for some people.  Insuring the iPad is one option that helps protect the families from paying for the loss of or damage to an iPad.

Some people might already be covered for the loss of an iPad through their homeowner's insurance.  YOU NEED TO TALK DIRECTLY WITH YOUR HOME INSURANCE TO VERIFY THIS.  Every company and every policy is different.  The effect of making a claim against your policy might not be worth it either if you have a high deductible.

Families can choose any insurance company to protect the iPad, and they can shop around for the best deal.   Worth Ave Group is a major provider of iPad insurance for many districts in the surrounding area, and the following information is related to buying insurance through Worth.

Worth has three policies to protect your iPad, with each cost dependent on the level of your deductible.  

The first policy costs $42 per year which is not refundable.  $42 is the cost of the insurance.  For that $42, you are covered for one year.  If your iPad is lost or damaged, it will cost you an additional $25 to get your iPad repaired or replaced.

The second policy costs $36 per year which is not refundable.  $36 is the cost of the insurance.  For that $36, you are covered for one year.  If your iPad is lost or damaged, it will cost you an additional $50 to get your iPad repaired or replaced.

The third policy costs $31 per year which is not refundable.  $31 is the cost of the insurance.  For that $31, you are covered for one year.  If your iPad is lost or damaged, it will cost you an additional $100 to get your iPad repaired or replaced.

You can sign up with Worth through their website.  By using this link you will save approximately $13 per year off their regular price.

The school district is not affiliated in any with with Worth Ave Group.  Worth provides a service to families that you may find beneficial.  Please contact Worth through their website for more information and decide for yourself if their insurance policies are right for you.

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